

Who Can Join Our Partner Programme?
We actively work with businesses and professionals that support merchants across a wide range of industries.
Our partners include:
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Independent Sales Organisations (ISOs)
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Independent Software Vendors (ISVs)
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Payment Service Providers (PSPs)
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Payment Facilitators (PayFacs)
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Referral Agents
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Merchant Service Providers
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Accountants and Financial Advisors
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Business Consultants
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Corporate Service Providers
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Web Design & Digital Agencies
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eCommerce Developers
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SaaS Providers
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CRM & EPOS Vendors
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Legal Professionals
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Business Brokers
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Affiliate Networks
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Industry Associations
If your clients require secure payment processing, we'd love to explore a partnership with you.

Why Businesses Trust Our Network
Our payment ecosystem combines trusted acquiring partners, advanced payment technology, and experienced payments professionals to deliver solutions that help businesses operate with confidence.
Reliable payment processing
Competitive commercial terms
Secure PCI-compliant
High approval potential
International payment
Long-term merchant support
Scalable technology
Responsive customer service
Technology & API Integrations
Modern businesses require connected payment solutions. Our technical capabilities allow partners to integrate payment services into their own platforms and workflows.
Depending on your partnership model, we can support:
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RESTful API integrations
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Hosted payment pages
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Payment gateway integrations
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Virtual terminal access
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Subscription and recurring billing
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Tokenisation services
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Multi-currency processing
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Webhooks and real-time transaction notifications
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Fraud screening tools
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PCI-compliant payment infrastructure
Our technical specialists are available to assist your development team throughout the integration process, helping ensure a smooth implementation.

Flexible Commission Structures
One-Time Referral Payments
Receive a commission for every successfully approved merchant account. Ideal for occasional referrers and consultants.
Recurring Revenue Share
Earn an ongoing percentage of processing revenue generated by your referred merchants, creating a predictable, long-term income stream. Suitable for ISOs, consultants, software providers, and strategic partners.
Portfolio-Based Agreements
For high-volume partners, we can develop bespoke commercial agreements based on referral volume, merchant portfolio size, or strategic objectives.
White-Label Opportunities
Offer merchant account services under your own brand while we manage the payment infrastructure, underwriting, and operational support behind the scenes. Our partnership team will work with you to design a commercial model that supports your growth objectives.
Why Partner with
3On-Pay?
We understand that your reputation is built on the quality of the services you recommend. That's why every client you introduce receives the same high level of care, professionalism, and attention that you expect from your own business.
Our specialists work directly with your clients throughout the entire application, underwriting, onboarding, and implementation process, ensuring a seamless experience while keeping you informed every step of the way.

A Simple Onboarding Process
Step 1
Apply
Complete our Partner Application with information about your business, client base, and payment industry experience.
Step 2
Discovery Call
Meet with one of our Partnership Managers to discuss your business model, referral opportunities, and partnership goals.
Step 3
Partner Approval
Following a successful review, you'll be welcomed into our Partner Programme and introduced to your dedicated Partner Success Manager.
Step 4
Training
We'll provide onboarding sessions, product training, sales resources, and access to partner materials so you can confidently introduce our services to your clients.
Step 5
Start Referring
Begin submitting referrals through our streamlined process while tracking progress and earning commissions as merchants go live.
Partnership Benefits
Competitive referral commissions
Recurring revenue opportunities (where applicable)
Access to multiple acquiring banks
Dedicated Partner Success Manager
Specialist support for specialist industries
Fast merchant onboarding
Sales and technical assistance
White-label partnership opportunities
API and integration support
Marketing resources and co-branded materials

Build Long-Term Revenue with a Trusted Payments Partner
Businesses across the globe rely on trusted payment solutions to keep their operations running smoothly. By partnering with 3On-Pay, you can offer your clients access to specialist high-risk merchant accounts, payment gateways, and acquiring solutions while creating a sustainable source of recurring revenue for your business.
Our Partner Programme is built for organisations that value long-term relationships, expert support, and flexible payment solutions. Whether you refer a handful of clients each month or manage a large portfolio of merchants, we'll provide the expertise, technology, and dedicated account management to help you succeed.
